Wylie, TX

Lone Star Cash Services is here to help you if you need payday loans in Wylie, TX or an installment loan. If the worst has happened and you need a cash advance or payday loan to get you by, you are in the right place. Select how much you need and get started.

Payday & Cash Advances in Wylie

Money in a pocket in Wylie from a payday loan.If you need money in a hurry, this is usually the best alternative. Payday loans are easy to apply for, easy to qualify for and fund very quickly. You can get a cash advance deposited directly into your bank account the next business day. These loans are designed to quickly get you the money that you need to pay emergency car bills, medical bills or to help you get emergency expenses paid. The fees are higher than traditional loans but they may be cheaper than the alternative of paying late fees or overdraft fees. To qualify for a payday loan, you will need a checking account, a job, a working phone number and a social security number and that is it. These are some of the easiest loans to qualify for, even if you have bad credit.

The downside to payday loans is that they are due to be repaid very quickly. Most loans are due in less than two weeks. In addition, effective APR’s are high. This is because lenders charge fees for Wylie payday loans based on the amount borrowed. A fee might be something as little as $15 per $100 borrowed but that makes the APR very high when you factor in the short loan terms. Consider all the negatives before you commit to a payday loan and weight them against the positives.

Installment Loans in Wylie

Need a little more money and possibly some more time to pay off your loan, consider an installment loan. These loans have similar requirements to pay day loans although you might require a little bit better credit. Most installment loans are for a dollar amounts higher than $1,000. In addition, you will have much longer to pay them back. If you have the credit to get one, an installment loan can be a great financial tool.

Frequently Asked Questions

  •  How high are payday loan fees in Wylie?
    Payday loan fees are based on the dollar amount that you borrow. People usually say that these loans have exorbitant fees because if you calculate APR, based on the short term of the loan, it is very high. These are high risk no loans though and because of the short term if lenders did not charge higher fees it would not be profitable. So, unfortunately, no high fees, no lenders. Still, you should take the fees into consideration and only used one of these loans if the fees are less than the late fees or overdraft charges that you would otherwise face.
  • How long do I have to pay back the loans?
    These loans are designed to get you by until your next paycheck in Wylie, so they are typically no more than two weeks long.
  • What if I can’t pay back my loan on the due date?
    If you cannot pay back your loan by the due date, contact your lender as soon as possible. They may be able to offer you an extension or may be able to refinance the loan. Be aware that you may face additional charges.
  • How long will it take for money to be deposited into my account?
    In most cases, the money will be available the next business day. If the next business day is a bank holiday, it will be the next day.
Know Your Loan Choices
  • Staff Summary


Wylie residents have a lot of loan choices and this article will help you understand the differences between the most common short term loans.

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