Tag: payday loan
When an emergency happens, sometimes your finances are not ready to deal with it. If you are in this situation, you may be considering a payday loan or cash advance in Carrollton. These short term loans can get you the money that you need to get through your emergency but they come with some drawbacks. A better option is an installment loan and we may be able to get you an offer on one, even with bad credit.
A payday loan is a short term loan designed to, as the name implies, get you by until your next payday. They are typically low dollar loans of around $500 or less and should be paid back within two weeks. The great thing about thee loans is that they are easy to qualify for and they fund quickly. The downside is that they have high fees based on the amount that you borrow. There is normally a set fee per $100, for example, $20 per $100. The fees can add up quickly so you should take them into consideration before you commit to a loan. If you have no other source of financing or if the fees are less than other charges you would face, they may be a good option for you.
To qualify for a payday loan, you will need just a few things. You will need a checking account, a job, a good phone number and a social security number. Credit is normally not a problem and these loans are available to those with poor or bad credit.
The Good & Bed on Payday Loans
There are both good and bad things about cash advances. For the good, they are easy to qualify for and they fund very quickly. This means that just about anyone can get a loan and have the money in their account as soon as the next business day. This is what makes payday loans so important. They are often the only type of credit available to people.
On the bad side of the equation, you have the high loan fees. Fees are high because these are high interest loans for lenders. They are being asked to lend money with little or no credit checks and to do it quickly. For this reason, they charge a high fee. Fees will vary based on the lender you get in Carrollton but an example might be $15 for every $100 borrowed. Doesn’t sound that bad but if you factor it as an interest rate, it would be around 400% on a two week loan.
An installment loan is a higher dollar loan that is paid back over a longer time period. Most of these loans will be for dollar amounts greater than $1000. They will have payments required either monthly or biweekly. The good thing about these loans is that they give you more time to pay them off. The negative is that they are harder to qualify for.
To qualify for an installment loan in Carrollton. you will need all of the same things as you would for a cash advance payday loan. You will also need to have better credit since the lender will be risking more money.
The Good & Bad On Installment Loans
Just like with payday loans, there are negatives and positives about installment loans in Carrollton. As far as the positives go, you can get more money and have longer to pay it off. This can help you with a very important thing, time. Time is very valuable if you are trying to get your finances back in order.
On the bad side of things, installment loans will generally be a bit harder to qualify for. You will need better credit and the qualification process may take a bit longer.
So, if you need $1000 or less and you need it in a hurry, you may be best checking out your payday loan options. If you need more than $1000 and have better credit, an installment loan might be a good choice.
Commonly Loan Questions
- My credit is not good, is that an issue?
No, if you are looking for a cash advance, it should not be a problem as long as you have not defaulted on a payday loan in the past.
- How long will it take to get money deposited?
Most of the time, funds will be deposited into your account on the next business day.
- Why do I need a checking account?
Your lender will deposit your funds directly into your account and will withdraw the repayment from it as well.
- Do you issue the loans?
When you apply online, you will be working with our trusted online partner. It allows you to receive your money in the shortest amount of time.
- What happens if I can not pay back the loan on time?
Contact your lender as soon as you know this and before the automatic payment date. You may be able to extend your Carrollton loan but be aware that fees may apply.
Lone Star Cash Services puts consumers in touch with the money that they need to pay for the unexpected. If you find yourself in need of some emergency cash in Garland, take a minute to fill out our short loan quote form. It takes just a minute to get a no obligation quote, so why not get started.
Quick Garland Loans
Also known as Payday Loans, these Dallas area loans are just what the two names imply. They are short term cash loans designed to be paid back on your next payday. These loans are usually for low amounts of less than $1000. Have an emergency auto repair that needs to be made or need to get to the dentist right away, this might be the loan for you. To qualify, all that you will need is a job, checking account, phone number and a valid social security number. You will also need to be at least 18 years old. Do keep in mind that these loans have fees, not interest. If you were to calculate the interest rate out with the fees and the short loan time, the rate is very high. If you decide to take out one of these loans, take out just what you need and no more.
You Have Choices
Before you commit to your loan, you might want to look at your alternatives. So, get your quote and then compare it to other options such as:
Borrowing From Family
What bears a no interest loan? Pretty much nothing but this might not be an available option to you. If it is, a free family loan can give you the money that you need and more time to pay it off and get paid back.
Need more money and more time to pay it off? Then an installment loan is what you are looking for. These loans will be greater than $1000 in most cases and can be paid out over a longer time period. To get approved, you will need all of the above requirements and a fair to good credit rating.
A penny saved is a penny earned. Try cutting bills and expenses to make up for your money shortcomings. Get payments delayed or deferred when possible. Just call your creditors, you might be surprised at your options. Also, put suspendible services on hold. Cable bills, internet services and gym memberships come to mind.
- Why are the fees so high on Payday Loans?
Put yourself in the lenders shoes. They are basically providing someone who can not meet their current financial needs an unsecured loan. They need to charge higher fees to be profitable. No high fees, no payday loan providers. Do take into account the fees when considering this type of loan. If the fees are less than what you would have to pay in late fees or overdraft charges, it might make sense to you.
- My loan is coming due in a few days and I can not pay it back. What can I do?
Contact your lender right away and ask about extending your loan or refinancing it. There may be fees attached, so keep that in mind.
- I have been turned down for credit cards recently, can I get approved?
The credit requirements for these types of loans is much less. Even with bad credit, you may get approved.
- After I get approved, how long until I get my money?
Loans are almost always funded on the next business day. They will be deposited directly into your Garland bank’s checking account.
- What happens if I apply on a weekend?
You will get paid on the first business day so loans will fund on the following Monday in most cases. Bank holidays can also delay funding.
Thanks for visiting Lone Star Cash Services. We put Rockwall consumers in touch with the money that they need to deal with the unexpected. Take a minute to fill out the short quote form below and get an offer from a lender on our loan network. It takes just seconds to get your answer and there is no obligation.
Payday Loans For Rockwall
Also called Cash Advances, these are designed to be short term loans to get you through until your next payday, thus the name. You apply for the loan and then money will be deposited directly into your bank account, generally on the next business day. You can use this money to pay for a surprise auto repair, to pay the dentist or just to make sure that rent is on time. Lenders will charge you a set fee based on the amount of money that you borrow. The APR is high for these loans because of the short term but the fees are often lower than bank overdraft or late fees that you would otherwise be charged. To qualify, you will need a verifiable income, a checking account, social security number and you need to be a legal adult.
Is A Loan Right For You?
This is a question that you must ask yourself. You need to calculate the loan fees that you would be charged and then compare them to the cost of not getting the loan. If you would pay more in late fees and charges than the loan would cost you then the loan is a good idea. Also, if you risk losing your job, your home or harming your health without the loan, a loan might be a good idea.
Before taking out a loan, you should also review your alternatives.
If you need to borrow more money and your credit is a bit better, you may qualify for an installment loan. These loans are usually in excess of $1000 and will have longer payback terms. To qualify, you will need to have all of the above requirements and possible a bit better credit.
You might have some free loan options available to you. Consider contacting friends and family and see if they can give you a free loan. In addition, your employer might be able to give you a paycheck advance on money that you have already earned.
- What are the fees that are going to be charged?
Fees depend on the lender and the amount that you borrow. They will be disclosed to you before you commit to the loan. If in doubt about the actual fees, ask for clarification before you sign anything.
- Can I get an extension if I need more time to pay?
Yes, most lenders are willing to extend the terms of your loan. Keep in mind that this may require additional fees. Try to avoid needing an extension by taking out only what you need.
- My credit is less than perfect, is this going to be okay?
Cash advances are meant to help those who can not qualify for other types of funding. If you have poor or even bad credit, you will probably still qualify as long as you meet the rest of the requirements.
- What is the approval process like? I need my money now.
The approval process is very fast. You will almost always know the decision within minutes of completing your application. Funding is also fast with most lenders depositing to your checking account on the next business day.
- Tomorrow is a holiday, can I still get my money?
If it is a bank holiday, you will not receive your money until the first business day after the holiday. So, if you apply on a Friday and Monday is a holiday, your loan will not be funded until Tuesday.
At Lone Star Cash Services, we help put people in Royse City, Texas in connection with the money that they need to deal with life’s little emergencies. If you find yourself in need of a short term loan, we can help. Just fill out the short quote form and get a no obligation offer from one of our lenders. Ready to get started?
Cash Advance in Royse City
Commonly referred to as payday loans, these are the loans that most people think about when they need a small amount of money to get them by until their next payday. The great thing about these loans is that they are easy to qualify for, they fund fast and are convenient. The negative to these types of loans are that they have relatively high fees when compared to other loan types. Before taking one of these loans, you should consider whether the fees are less than what you would pay for overdraft charges or late fees with your creditors. To qualify for these loans you will need a checking account, a job, a working phone and a social security number. You must also be over the age of 18.
Is A Payday Loan Right For You?
This is the question that you must ask yourself. To answer it, you need to look at the costs of the loan versus the cost of not having the loan. If you would pay late charges without the money, compare them to the fees charged by the loan. If you can do without something, the loan might also not be worth it.
You should also look into your alternatives such as installment loans or borrowing from friends and family.
Royse City Installment Loans
Do you need more than $1,000? If so, you should consider an installment loan. These loans are typically for greater dollar amounts and will also have longer payback periods. You may be required to make monthly or possibly biweekly payments. To qualify for these loans you will need the same requirements as cash advances but you may require a slightly higher credit rating.
Borrowing From Friends
Nobody likes to mix friends and money but it might make sense in your case. If this is an option to you, it can get you a no interest and probably longer term loan that can get you going in the right direction.
Frequently Asked Questions
- How long will I have to pay back my loan?
These loans are designed to get you buy until the next pay period, so expect to have to pay back the loan within 14 days.
- How much can I take out on a payday loan?
This depends based on your lender and your personal situation but most payday loans are between $100 and $1,000. Take out as little as possible to make sure that you are able to repay it on time.
- Are these loans hard to qualify for?
No, in fact these are some of the easiest loans to get in Royse City, TX. Even if you have poor to bad credit, you may be able to qualify for a payday loan.
- When will I get my money?
Lenders will deposit your money directly into your checking account the next business day. If the next business day happens to fall on a federal bank holiday, it may be delayed an additional day.
- Do I have to have a checking account?
Yes lenders do require that you have a checking account. They deposit the funds directly into your account and they withdraw you’re payment from it as well.
- Can I take out more than one loan?
No, you cannot take out more than one payday loan at a time. This would be a bad idea anyway because you would quickly find yourself in trouble, not being able to pay back the loans.
Welcome to the Lone Star Cash Services website. We are here to help Mesquite, TX residents get the money that they need to deal with unexpected emergencies or expenses. Have an emergency dentist bill, did your paycheck come up a little short and you need to pay rent? We can help. Use our short quote form below to get a no obligation from a lender in our vast loan network. It is the quickest way to get the money solution that you need. Get started now.
Mesquite Area Cash Loans
These types of Dallas cash loans are often referred to as payday loans. They got this name because they are designed to literally get you by until your next payday. These are short term loans, typically with payback terms of under 14 days. Instead of interest, these loans usually charge a set fee per hundred dollars borrowed. Because of the set fees and of the short term, these loans have a rather high effective APR. Borrowers should be aware of the high fees and you should weigh them against the late charges or overdraft fees that you would otherwise face. If the expense is less or if you have no other source of funding, this might be a loan type that you should consider. To qualify for these loans you simply need a verifiable job, a checking account, a working phone and a social security number. That is it, even with bad credit or poor credit you should be able to qualify for one of these loans.
Loan Alternatives in Mesquite
If you have friends or family with a little money to spare, you might be able to get a free loan from them. This is a great alternative if available because it will allow you to avoid fees and possibly get longer to pay back the loan. The only downside is that you would have to reveal the state of your finances to the people you are close to. Never easy.
When you require more than $1,000, and you need longer to pay off the loan, you need to look at an installment loan. These types of loans are for larger dollar amounts and are paid over a longer period of time. They typically have monthly and sometimes bi-weekly payments required. To qualify for an installment loan, you will need all of the same things as a cash advance and your lender may run a stricter credit check on you.
If you do not want to borrow money, your next choice is to cut back on fees. Talk to some of your creditors and see if you can make interest only payments or perhaps defer payments. Cancel non essential things like satellite television or cable. Put gym memberships and cell phone accounts on hold. Whatever it takes to save a buck.
- Do I need a checking account?
Yes, lenders serving Mesquite require that you have a checking account. They deposit money directly into your account and withdrawal money directly from your account. This also forms as a sort of guarantee for the lender to assure them that they will get their money back.
- How quickly can I get money?
Most loans will find on the next business day. Banking holidays can however delay the funding.
- I already have a payday loan, can I take out another?
You should not take out more than one payday loan out of time. This can easily cause you to be unable to pay back any of your loans and can cause you some major financial trouble. Pay off one loan before you take out another.
- Why are the interest rates so high on payday loans?
This is because when you factor the APR, high fees coupled with the short loan term make for a high effective APR. These are high risk loans though And if the fees were not so high, there would probably not be many lenders willing to issue them. You should always take into account the fees and decide whether it is truly worth it before you proceed with a payday or cash advance loan.
If you are in Grand Prairie and are facing an emergency expense, you may be in luck. Lone Star Cash Services is here to give you an option that could put several hundred dollars in your bank account quickly. That option is a cash advance loan. These are loans designed to be easy to qualify for and to fund quickly. If you are already familiar with these loans, why not go ahead and get started with the short form below.
Emergency Cash In Grand Prairie
If you need money in a hurry, a cash advance might be just the ticket. So what exactly is a cash advance? Well, it is a loan that is designed to get you by until your next paycheck. This is why they are commonly called payday loans. They have a number of good points as well as a few negative ones.
First, the good. These loans are very easy to qualify for, making cash accessible for those who would not qualify for conventional funding. Second, they fund quickly with money often being deposited on the very next business day. Lastly, they are quick to apply for with no heavy paperwork requirements. You can get approved in just a matter of minutes.
Now, for the bad points. First, these loans are limited to a few hundred dollars with amounts rarely exceeding $1000. If you need a large loan, these are not for you. Second, these loans have high fees. When expressed as interest rates, they are in the hundreds. This means that you should only use these loans as a last resort. They can be great tools for an emergency, but they are not for everyone. Before committing, look at all of your other options.
Alternatives To Payday Loans
You may have other choices besides a payday loan in Grand Prairie. Before you commit to a loan, you might consider one of the options below. Get your loan quote and then compare the fees to the below options. Then you can choose the option that works best for you.
Credit Card Advances
If you have money available on your credit card, you can get an advance on it. Just take the card to an ATM or a bank to get cash. Keep in mind that you will pay the highest interest on cash withdrawals and your credit card company may charge additional fees.
Sell Your Junk
Chances are good that you have some junk lying around that you just do not need. One persons junk is another persons treasure. Sell your used stuff on local marketplaces or on eBay and put some money in your pocket. The only downside to this is that you may have to wait a few days or even a week to get your money so this is not the fastest route.
Ask Your Family
Your family may be able to help you with a few hundred dollars. Even if they can not give you the full amount, every dollar you borrow from family is a dollar you will not pay fees on.
- Why are the fees so much higher than other loans?
Mainly because of risk and reward. The risk is higher so lenders demand a higher reward. Without the high fees, lenders could not supply Grand Prairie with these loans because they could not absorb the risk.
- When can I get money?
Most people will have money deposited within one business day but it may take longer. Holidays and weekends might delay the processing of your loan.
- What if I can not pay back my loan on time?
Contact your lender and ask for an extension. Keep in mind that there will be fees, based on the outstanding principle. Pay off any amount that you can to lower fees. If you think that you will be unable to pay back your loan, contact your lender just as soon as possible.
- Must I have a checking account?
Yes, a savings account will not do. You will need a checking account to qualify.Your lender will deposit your loan directly into your account and will take out the repayment automatically on the due date.
- What if I am out of work?
You must be able to show your lender that you have a source of income. This does not have to be a job, it could be retirement benefits, alimony, structured settlements, etc.
If you are in need of emergency funding in Sachse, you have come to the right place. At Lone Star Cash Services, we provide consumers access to the funds that they need to get through their financial emergency. Before you begin please take a moment and review the available loan types. When you are done or if you are already familiar, please continue to your online quote.
Getting A Cash Loan In Sachse
You might know these better as Payday Loans, but the term Cash Advance just sounds better. These loans are designed to get a consumer by until their next paycheck. Because of that, they are typically short term, low dollar loans. The great thing about these loans is that they are quick and easy to get. The downside is that they come with some high fees. Still, if these fees are less than overdraft charges, than late fees or if they are the only option, the are worth it. So, how do you qualify? You will need just a few things. Have a checking account, social security number, a phone and job. That is about it. Even with bad credit, you should be able to qualify.
Sachse Loan Choices
You may have other choices than a payday loan in Sachse. Here are some possibilities for your consideration.
Sometimes it is best to do without instead of taking out a loan. If you are thinking of borrowing money to pay for a non necessity, think again. Loan fees are high and anytime you can avoid them, you should.
Of course, if you are about to get evicted, need to pay for auto repairs or just have no money for food, a loan might be the best choice.
If you have at fair to good credit and you need a bit more money, you can look into an installment loan. These loans are typically for amounts higher than $1000 and can be paid out over longer time periods. You will need all of the same things that you need for a Cash Advance plus a bit more credit.
Installment loans will give you more time to get finances in order but they can also be harder to qualify for and they may not fund as quickly so take this into consideration.
Pawn Shop Loans
If you have something of value, you can consider a pawn loan. Pawn loans have high fees though just like a cash advance so they may not save you money. It might be wise to compare the rates though.
Common Loan Questions
I heard that I should not get a payday loan because of the fees. Is this true?
If you have another lending option, by all means, you should use it. If you have no other source of money though and the fees are less than the late fees or overdraft charges that you might otherwise face, they may be a good option for you. It is a good thing that you are going into the process aware of the fees though.
So what happens if I can not pay the loan back?
You will need to contact your lender as soon as you know that you will be unable to pay. They may be able to offer you a courtesy extension or may allow you to refinance the loans. You may face additional fees, so be sure to ask about them.
I have been unable to qualify for a credit card, can I get a Payday Loan?
Credit requirements for these types of loans is far more lax. You should still be able;e to qualify if you have a job, a checking account, a phone and a social security card.
Do I need a checking account?
Yes, this is how lenders deposit the money into your account. This is also how they get their money back.
How soon can I get my cash?
In most cases, you will get it on the next business day. Holidays may delay the deposit though.
When the worst happens, sometimes you do not have enough money on hand to cover your expenses. If you need money to cover an emergency auto bill, doctors visit, etc, we can help. Lone Star Cash Services can put you in touch with the money that you need. Please take a minute to learn about your options in Balch Springs. When you are ready to get started, apply online and you will have your decision in minutes.
Cash Loans in Balch Springs
When you need money in a hurry, the first thing that comes to mind is probably a payday loan or cash advance. These loans have several advantages. First, they are easy to get. You can apply very quickly and they can allow people with bad credit to get a cash loan. Second, they fund quickly. In most cases, the funds will be deposited directly into your account on the next business day. The downside to payday advances is that they come with fees. The fees can be high and you should consider if they are less than what you would otherwise pay in late fees or even overdraft fees. If they are less or you just have no other source of funds, consider going with a payday loan.
One thing you must consider before taking out a Balch Springs payday loan is whether you have any good alternatives. If there is a cheaper way to get the money that you need, it should be considered. Here are some things to consider.
Friends/Family: Nothing beats a free loan. If you think someone that you know might be able to spot you a few bucks until payday, go that route. Just be careful not to burn the bridge and pay your loan back quickly.
Cutting Expenses: A penny saved is a penny earned. Try to defer payments or contact creditors to see if interest only payment options are an option. If you are late on rent, try to work something out with your landlord.
Craigslist: Almost everyone has something that they can sell online. Look around your home and see what you can do without. Just don’t sell something that you would have to buy back again in a few days.
Qualifying For Payday Loans
Qualifying for a cash advance in Balch Springs is rather simple. You will need a checking account, a job, a phone and a social security number. Installment loans will need all of the same things but may require a bit more credit history to qualify. You can normally qualify for a payday loan with poor credit.
What will the fees be on my cash advance loan?
This will vary from lender to lender and will be based on a set fee per $100 borrowed. Make sure that your lender fully discloses the exact amount that you will need to pay back. If you are at all confused, do not sign.
How long do I have to pay back my loan?
If it is a payday loan, you will typically be required to pay the loan back within 14 days. Installment loans will vary depending on the amount borrowed and your lender.
What if I can not pay my loan back on the due date?
If you think that you will be unable to pay the loan back on time, contact your Balch Springs lender as soon as you know. They may be able to arrange an extension or refinancing of the loan. Note, there may be additional fees and you should attempt to pay back at least a portion of the principal
I have bad credit, will I qualify?
For cash advances, perfect credit is not required. As long as you have a job in Balch Springs and a checking account, most lenders will be able to work with you.
If you find yourself in need of quick cash, a payday loan or cash advance might be what you need in Addison. These types of loans are designed to help you get thru life’s little emergencies. There are some things that you should be aware of though, so please take a minute and familiarize yourself with these loans. When you are ready or if you already know all about them, why not apply online. It is the fastest way to get your decision.
Payday Loans in Addison
Also called cash advances, these loans are designed to just wha the name implies, get you thru until your next payday or paycheck. These are short term loans with terms of under 14 days in most cases. The good thing about these loans is that they are easy to apply for, fund quickly and just about anyone can qualify for them. They allow even those with bad credit access to emergency funds. They do have high fees however and you should be aware of them. Still, when you need emergency cash and have no other source, these loans can serve a valuable purpose.
Payday Loan Alternatives
Addison Installment Loans
If your credit is a fair to good, you might be able to qualify for an installment loan. These loans are for amounts greater than $1000 most of the time. They will have longer payback terms and will require monthly and sometimes biweekly payments. The great thing about this option is that you will have longer to pay back the loan so you will have longer to get your finances in order.
Borrow From Family
If you have family members or friends that can help, this could be a great option. You have to be careful about hurt feelings but a free, interest free loan is always the best choice. If you go with this choice, treat it like a real loan and pay it back ASAP.
Sell Your Stuff
You probably have some stuff hanging around your house that you do not need. Old cell phones can be sold to websites like Gazelle, jewelry can be traded in at a Gold & Silver store and just about everything else can be sold locally in Addison on Craigslist.
Qualifying For An Addison Loan
To qualify for payday and cash advance loans you will just need a few things. You will need a checking account, a job, a phone number and a social security number. Bad credit is almost never a problem. Payday lenders serving Addison typically use alternative credit checking systems other than the big three bureaus.
Commonly Asked Loan Questions
- I have bad credit, can I qualify?
Yes, you can get a cash advance even with poor credit. Most lenders use alternative credit checking systems. As long as you have not defaulted on a payday loan, you should be good to go.
- How long will it take to get my money?
You should have your finds on the very next business day most of the time. Lenders understand that these loans are for urgently needed money.
- Do I need to fill out a lot of paperwork?
No, the application process is simple and if you complete it online, you can just sign digitally in most cases. Occasionally lenders may need to contact you by phone however so use a good working phone number.
- What if I find myself unable to pay back the loan?
If you find that you are coming up short before your loan is due, you need to call your lender ASAP. They can refinance your loan but this will cost you a fee. To avoid future trouble, try to pay back at least a portion of the loan principle.
Sometimes emergencies happen and you find yourself in need of some fast cash. Cash to make sure that the rent gets paid or to pay for a surprise auto repair. Whatever the case, you need money and you need it now. At Lone Star Cash Services, we understand your urgency and want to help you get the finances to get through your emergency. Please take a minute and familiarize yourself with your loan options in Allen, TX. When you are ready, get the ball started fill out the short form below.
Allen Cash Advances
This is the standard when it comes to emergency money. Payday loans are easy to apply for in Allen, simple to qualify for and are funded very quickly. You can be approved in minutes and have the money that you need deposited right into your account the next business day. No other loan will fund as quickly and no other loan will allow those with bad credit to secure funding. All that you need to qualify for one of these loans is a checking account, a job, a phone number and a social security number. The downside to payday loans is that they have high fees that are based not on an interest rate but a set amount per $100 borrowed. This makes the effective APR quite high. You should take these fees into account before you decide to take on a payday loan. If the fees are worth it, pursue the loan.
Allen Installment Loans
When you need a little more money and a lot more time to pay it, you need an installment loan. These are typically loans in excess of $1000. They will typically have payments that are due once a month or biweekly. To qualify for an installment loan, you may need to have better credit than you would for a payday or cash advance in Allen.
What is the APR on my payday loan?
Loan fees are based on a set amount per $100 borrowed, not an official interest rates. Most of these loans have effective APR’s greater than 400%. This is because of the high feed and short loan term. You must take these fees into account before taking out a payday loan. If the fees are less than late fees and overdraft charges or if you have no other source of money, the loan may be worth it to you.
When do I need to pay back my cash advance?
These loans are meant to be very short term loans to get you thru your next payday. Most loans have terms of under 14 days. Be sure to read all of your loan documents before you accept your loan so that you know for sure.
Can I have longer to pay back my loan?
If you find that you will need longer to pay back your loan, you should contact your lender directly. They may be able to extend your loan or refinance it. Fees will almost always be charged to do this. If nothing else though, try to at least pay off part of the principle so that your loan is easier to pay off next time around.
Do I need good credit?
No, you can still qualify for a payday or cash advance loan with poor or bad credit. This is one of the few loan types that just about everyone can qualify for.
How much can I get in Allen?
In Texas, you can currently take out up to $1000 for a payday loan. Be careful about how much you take because the more you take, the more fees you will need to pay back. Even if you qualify for $1000, only take out $500 if that is all you need.
Can I get my money today?
Every lender in the network is different, but in most cases you will get your money on the next business day. This is fairly standard in the industry. Some lenders advertise same day loans but you generally must be approved very early in the morning to qualify for this.