Small Cash Loans in Dallas
If you need a small cash loan in Dallas, we are here to help you. Whether you need $100, $200, $300 or a little more, we can help. Just fill out a short online application and get your approval in a matter of minutes. Then you can have the money that you need deposited directly into your account. Ready to get going? Apply online and get your loan started.
If you are unsure whether you want to take out a payday loan, keep reading. Learn the basics on this type of loan and what you need to know to make a smart decision.
Just What Is A Payday Loan
A payday loan is a short term loan designed to get you through until you get paid again. If you are looking for a small cash loan, that is exactly what it is. Most loans are for well under $1000. The best thing about payday loans is that they are easy to qualify for and fund quickly. You can get your money as soon as the next business day and it will be electronically deposited right into your account. You can start using it immediately.
Must Know Loan Information
- There are fees attached.
These loans come with fees instead of interest rates. You are charged X amount per $100 borrowed with the exact amount varying by lender. The interest rate is very high on payday loans because of the fees being charged for a short period, usually under two weeks.
- Loans are due quickly.
If you can not pay back the loan within two weeks, you should consider another funding source. The last thing that you want to do is have to extend the loan at the end of your term. You can usually do this but you ill need to pay more fees.
- You must have a checking account.
Your loan or cash will be deposited directly into your checking account. They will also withdraw the repayment from this account on your loan due date.
- You do not have to have perfect credit.
Even with bad credit, you can get approved for a payday loan for small cash. The only two things that you must have are a job and a checking account. Your lender uses your job as proof that you can repay the loan.
Got more questions about this type of small cash loan in Dallas? Contact us using our contact form and we would love to help.