If you are in San Marcos and need some quick money, you are in luck. At Lone Star Cash Services, we can help you get a quote for the money that you need and it will just take you a couple of minutes to get it. Ready to check out your loan offer?

A woman getting a payday loan on the computer in San Marcos.

Installment Loans, A Better Option

You probably came here looking for a payday loan in San Marcus, TX but we have a better loan option for you to pursue. Installment loans. They can get you the money that you need and you can still qualify for them, even with bad credit. But what makes installment loans a better choice? A lot of things, take a look.

More Time To Pay Them Back

Payday loans have to be paid back on the very next payday. This might be as little as 7 to 10 days. That is quite inconvenient because it is hard to get things together in that short of a time period. Assuming that you are looking for a loan because of a money problem in San Marcos, you are probably not going to get back on your feet completely in a week.

So, what happens if you take out a payday loan and you can not afford to pay it back in time? You have to extend it and that is going to cost you an entire new set of fees.

Installment loans, like the name suggests, let you break the payments up into multiple installments. This can make it much easier to pay back your loan because the payments are more likely to work with your budget. The interval and amount of your payments will vary depending on how much you borrow and your lender but they should be much easier to manage than a payday loan payment.

More Money Means More Help

Sometimes a few hundred dollars is not enough money to handle a financial problem. If you need more than 1000 dollars in San Marcus, you are out of luck with a payday loan. Due to regulations and the difficulty in paying a loan like that back in two weeks large loans are just not possible.

Installment loans do not have the same problems because they are not subject to the same state regulations. Borrow no more than you need, but you ca borrow up to 50,000 dollars with an install loan.

More money means that you can truly handle an emergency situation.

Getting Your Loan

Once you have decided to get a quote for a loan online, there are some things you need to know. Being an informed consumer in San Marcos is important. Take a minute and read some more information on online loans.

About Loan Networks

There are a couple of choices when it comes to getting a loan quote. You can look for a direct lender or check out a loan network.

You might think that a direct lender is the way to go but this is not always the case, especially if you have bad credit. With a direct lender, if you get denied, you are all done. You would have to give up or start the whole quote process again with somebody else.

A loan network will give you more opportunities for an approval. More lenders equals more odds of finding a lender that wants to make you an offer. It can make the entire process quicker and a lot less frustrating.

Your Quote Is Waiting

Now, let’s take a look at what happens when you go to get your quote.

First, you will enter some simple information into the form at the top of the page. The website and the form are secure to protect your information as well as possible.

After you have entered all of your information you just need to submit your form and wait for your answer.

In a few minutes, if approved, you will get a loan offer from an individual lender. Most of the time, you will be directed to their website where you can complete the last few steps online.

Once everything is complete, your lender will get you the money that you need. This could be the next business day but deposits can be delayed by bank holidays and weekends.

That Is It

That is all there is to it. Although not a direct lender, we can help you get an offer for the loan that you need in a matter of minutes.

If you have any general questions, feel free to contact us. If you have loan specific questions, contact your lender directly.

If you need fast cash in San Marcos, this article can help.
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Summary

Before you take out a loan, learn about some of your fast money options in San Marcos. See how you can get money and if a loan is right for you.