If you need a loan quote to handle an emergency, Lone Star Cash Services is here to help. We give yo access to a huge network of lenders and one of them is ready to make you an offer now, even if you have bad credit. Ready to get started?

A lady on the computer in Friendswood TX getting a loan.

Dealing With A Money Emergency

There are a lot of ways to handle a money emergency. Some of them involve loans and some of them do not. If you can get by without a loan, great, you can avoid fees and interest. If you decide that you need a loan, we are here to help you out with a fast and free loan offer. Let’s take a quick look at some of the options available to you in Friendswood to handle your money problems.

Borrowing Money

Obviously a fast loan will help you handle your money problems, but you might not realize just how may loan options you have. Here are the top choices in Friendswood.

Cash Advances

You might also know this as a payday loan and it is a sure fire way to get the money that you need. These are perhaps the easiest loans to get approved for but there is a catch. The fees can be expensive with this type of loan. A lender might charge 15 dollars or 20 dollars for every 100 dollars that you borrow. Doesn’t sound too bad until you do the math and see that the APR is over 500% in many cases. This is because of the short loan term, which is another catch. These loans are due in ten to fourteen days. That does not give you too much time in Friendswood to get your money affairs in order.

Installment Loans

An installment loan is probably the best bet if you can qualify for it. Don’t think that you are out of luck with bad credit though. Many lenders specialize in bad credit loans. If you get an installment loan, you get access to more money and you will have longer to pay the loan back. The longer term will potentially make the payments smaller and more manageable. If you have a smaller payment, it will have less impact on your budget and free up money to help you get caught back up.

Pawn Loans

If you have some property you can do without, a pawn loan might do the trick. Just take your item to a local Friendswood pawn shop and see what they will give you for it. Usually, the pawn shop will give you a small percentage of the value of the item as a loan. You then pay the loan back with interest and fees at the set time and get your item back. Easy enough but these are usually small dollar loans, around $100 or so. Not a whole lot of money.

Title Loans

You are probably better off avoiding these loans unless you can afford to lose your vehicle. But for the sake of being complete, let’s take a look at them. With this loan type, a Friendswood title loan store would give you money in exchange for a claim on your auto title. If you pay back the loan, fees and interest in time, all is good. If you are late with your payments, you are very likely to lose your ride. Simple as that. Be careful.

Other Ways To Get Money

Besides taking out a loan, there are other ways to get the money that you need. As long as you have a little time to spare, here are some ways that you can consider.

Selling Property

There is almost always something around the home that you can live without, so why not sell it. There are a lot of venues to make these sales in Friendswood as well. The simplest is Craigslist but you have other routes such as apps like LetGo or by listing it on EBay. If you have a week to wait to get your money, selling something is an option to consider.

Working

A part time job is also a consideration to be made. This would of course take you two to three weeks, but if you have the time, it is the best choice. These days every retailer is hurting for money and paying well. Even the Walmart in Friendswood starts at over $13 an hour. Just pick a store you like and apply.

Friends

Las, but certainly not least, is your friend network. One of them may be able to loan you the money you need. If they can, a free loan always beats a paid one. Just take it all seriously and pay it back on time so that you do not lose a friend.

If you need money this article can help.
  • Staff Summary
5

Summary

In this article you can get a quote for the loan that you need and find out all about your lending options or other ways to get the money you need in Friendswood.