Do you need a cash loan quote in Ennis, TX? We may be able to help you. Even if you have bad credit, you may be able to get an offer on the money you need. Let Lone Star Cash Services help you get a quote. It takes just a few minutes to get your answer. Ready?

Woman in Ennis on the phone applying for a loan.

Would You Like A Payday Or Install Loan?

At Lone Star Cash Services, we can help you get a quote for either but the preferred loan is an installment loan. It has a lot of advantages over a payday loan and you may be able to qualify for one, even if you have bad credit. Take a look at some of the major differences between these loans below and then use the form above to get your quote.

Loan Terms

This is the biggest difference between a payday loan and installment loan. With a payday loan, you will need to pay the money back within 10 to 14 days or on your next payday.

If you are borrowing $100 or even $200, this might not be a big deal but when borrowing larger amounts, this can cause a problem. How likely are you to be able to pay off a large loan in just two weeks or even less? Not very likely. This is why so many people end up extending their payday loans which will cost more fees.

An installment loan allows you to break up the payment over a longer period of time. This gives you lower individual payments which will give you longer to get your money situation in Ennis all in order.

Loan Amounts

This is another big difference. Payday loans are limited in dollar amounts. If you need up to 1000 dollars, it will do the trick but that is about it. These loans are legally restricted to low dollar amounts, which is good. Imagine trying to pay off thousands of dollars in two weeks. It would be pretty hard.

Install loans can be taken for up to $50,o00 in Ennis. Of course, only take out what you need. The more money you take out, the more you will have to pay back with fees and interest.

APR

The annual percentage rate of a loan is the total amount of interest a loan will cost you including all fees and interest.

Although payday loans do not charge interest, you can still calculate an APR. Because of the high fees and short loan terms, the APR of most payday loans will far exceed 400%.

Installment loan APR’s will generally be lower than that of a payday loan. Do keep in mind though that because the loan term is longer, you will be paying more interest overall. This could mean that the total cost of the loan might be higher with an installment loan.

Lone Star Cash Services

So now, how about a little about us. Before you get your Ennis payday loan quote through this website, let us tell you why you should do so.

For starters, you should know that we are not direct lenders. Working with a direct lender if you have bad credit can be aggravating. Why? Because if you do not get approved, you have to start from scratch with someone else.

Instead, we give you access to a lending network. This means that there are more lenders and more chances of getting an approved offer. When time is important, it is a much easier way to get the money that you need fast in Ennis.

How To Get Your Quote

Getting a quote for a cash loan is easy. Here is what you have to do.

  1. Fill out your quote form.
    It takes about two minutes to complete the short loan form at the top of this page.
  2. Hit submit.
    When you are done, take a look at the terms and conditions and then submit your form.
  3. Get an offer.
    If approved, you will get a loan offer an be directed to the individual lenders website to complete the process.
  4. Spend your money.
    Loans are funded just as soon as is possible. Many times, this is the next business day.

That is it, it could not be simpler. If you need money in Ennis, there is no better way to get it than with a free and no obligation loan quote with the help if Lone Star Cash Services.

Got Loan Questions?

If you have questions, please feel free to contact us with the link at the top of the page. We will get back to you  as soon as possible.

If you have questions on your particular loan or loan offer, you should contact your lender directly.

Here are some common questions.

  • Can I get a guaranteed loan?
    At Lone Star Cash Services, we are not direct lenders and can not guarantee your approval. Although the lenders in the loan network specialize in bad credit, not everyone will be approved.
  • How much can I borrow?
    If you qualify for an install loan, you may be able to receive up to $50,000. Remember, just because you are approved for a loan does not mean that it will fit into your budget. Make sure you can afford payments before you accept anything.
How to get money in Ennis
  • Staff Summary
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Summary

This article was written to show you how to get money in Ennis when you need it. See how to get a loan and some other choices to consider.