If you are having a financial emergency, we may be able to help you out. Even with bad credit, you may be able to get a loan offer and you can get it quickly. Just fill out a very short quote form and you are on your way. Ready to get started?
Getting A Quick Loan
At Lone Star Cash Services, we make it incredibly easy to get a fast cash loan. All you do is fill out an incredibly short form and you are on your way. Here is how to get your loan in Bedford in just a few steps.
- Fill Out Your Form
The quote form is simple and to the point. It typically takes about 2 to 3 minutes to complete and that is with proof reading.
- Read The TOS
The Terms Of Service is important stuff, that is why they are always making you agree to it. Make sure that you give it a read instead of blindly checking off on it.
- Submit Your Form
Once you have read and agreed to the TOS, submit your form and send it off to the network.
- Wait For Your Offer
It might take a couple of minutes to get an offer. Be patient, it is coming.
- Review Your Loan Offer
If you are approved, a lender will make you an offer. You may be forwarded to their website to see the loan offer.
- Approve Your Loan
If you liked the offer, you only have to accept it and your money will be as good as on the way. You may get it as soon as the next business day.
Pretty easy stuff right. Now, let’s take a look at the kind of loans that may be available to you. The two most common are the payday loan and the installment loan.
Payday Loan Facts
First, let us take a look at the payday loan. When you think about a loan for bad credit, it is the first that comes to mind. This is because they are very easy to get with just a source of income and a checking account. Lenders typically do not use traditional credit reporting agencies so normal credit rules do not apply in most cases. This makes it perfect for those with bad or zero credit.
Easy credit comes at a cost though. These loans have high fees and short loan terms. You have to pay the loan completely off in just one lump sum. You usually have to do that in 10 to 14 days and that can be a big problem if you are trying to get your money straight in Bedford.
If at the end of the term you can not pay the loan back, extensions are possible. You can extend the length of the loan for another term but fees will apply. Keep doing that and the charge will add up in a hurry.
Installment Loan Facts
The installment loan or personal loan is a bit different. With this type of loan, you can repay it in smaller installment payments. This can make the loan easier to handle but keep in mind that the longer the term, the longer you will be paying interest.
Since the loan will still be a bad credit loan, interest will still be high, so carrying a balance for a long period could wind up costing you more in the long run than a payday loan would have.
Still, sometimes the smaller installment payments can make all of the difference in successfully getting back on track.
Making A Decision
Once you have your offer, it will be time to make your decision. Think carefully before you take out that loan, it could have lasting consequences in Bedford.
Weigh the cost of the loan versus the cost of not having one at all and ask yourself a lot of questions.
- Would the loan fees be less than the fees charged by your creditors if you were late with other payments?
- Is the proposed loan for something that you could do without?
- Is it possible to wait for the money and then instead start saving?
After a careful analysis, you can then decide if a loan is truly the right way to go.
The ins and outs of fast cash.
- Staff Summary
This article will help you on the way towards getting an emergency cash loan in Bedford. See your loan options and possible loan alternatives that can save you money.