When the worst happens, sometimes you need money fast. Whether it be to pay an emergency car repair, to pay the rent or to take care of a surprise doctor bill, you need money. Luckily, you have several options Dallas when it comes to fast cash. At Lone Star Cash Services, we are here to help provide you access to fast cash loans. Please take a minute to review your options below. When you are ready to get started, check out our short quote form.
Payday loans are short term loans that, as the name implies, are designed to get the borrower thru there next payday or paycheck. They can help provide emergency cash to cover unexpected expenses and emergencies. The great thing about these loans is that they are easy to get and they fund quickly. The bad side is that they have rather high fees and very short terms. Most payday loans are designed to be repaid within two weeks. Still, if you need the money in a hurry and you have no other source, a payday loan or cash advance can be a savior to you. To qualify for these loans, you will need just a few things. You will need a checking account, a job, a phone number and a social security number. That is it, even if you have bad credit, you can still probably qualify for one of these loans.
When you need more money, you need to look into an installment loan. Installment loans can get you more money and longer payback terms. These are generally loans in the $1000 to $10,ooo range and will have monthly or biweekly payments. Qualifying for these loans may be a bit harder with higher credit scores being needed. Besides an average or better credit score, the same requirements as a cash advance are needed.
- Are the fees high on a payday loan?
Compared to a traditional loan, yes, the fees are high. As a lender, you need to consider the risk that the lender is taking. These are unsecured, fast approval loans. Without the high fees, lenders would not chance it so it is unfortunately a necessary evil.
- What happens if I can not pay mu loan back on time?
If you think you will be unable to pay your loan back on time, you should contact your lender as soon as possible. They may be able to offer you an extension or might be able to refinance your loan. Note, fees may apply and you should try to pay off at least a portion of the principal
- Can I get approved with poor credit?
Yes, even if you have bad credit, if you have a job, you can probably get approved.
- I need my money ASAP, how long will it take?
Once approved, not loans will be funded on the next business day. That is what makes cash advances the most convenient loan types.
- Tomorrow is Columbus day, can I get my money?
Bank holidays will delay funding. Expect your money to deposit on the next business day following a holiday.
Lone Star Cash Services
2711 North Haskell
Dallas, TX 75204