Welcome to Lone Star Cash Services. We are excited to have the opportunity to help you meet your short term lending needs. We make it easy for you to get a quote on a cash advance, installment or payday loan quote. Fill out one short form and if approved, review your offer. Ready to get started?
How Do Payday Loans Work?
Simple, fill out one quote form and submit your information. Your information will be sent to a lender and if they want to work with you, they will send you an offer. If they decline, your information will be sent to another lender for approval. This is all automated and happens quickly. This is much faster than going from website to website filling out countless quote forms looking for an approval. If approved by a lender in the network, you will be sent an offer with all of the loan terms and rates. You will have an opportunity to review the offer before you decide whether or not to accept it.
How Do Installment Loans Work?
The quote process is pretty much the same as with a payday loan. Fill out one simple form and you may be able to receive a loan offer. With this type of loan you will have much longer to pay the money back. The actual term will depend on your lender and the amount of money that you need.
In addition to a longer term, you may also be able to take out money. This is because installment loans in Dallas do not have the same restrictions that payday loans do. On this website, you can select to get a quote for as much as 50,000 dollars, not that you need a loan that big.
You need to be able to demonstrate that you can pay the loan back by having a job. After all, it could not be called a payday loan if you never get paydays.
Lenders require this as a level of convenience for you and protection for them. A checking account allows your loan lender to deposit money directly into your account. It also allows them to pull the money back out automatically at the end of the loan term.
Social Security Number
Yes, your lender will run a quick credit check on you but do not worry. The requirements for these loans is significantly less than what is required by traditional lenders. Even with bad credit, you may still be approved.
Most lenders require that they have a good phone number for you. It is very comforting for them to know that they can contact you after all.
That is it. In most cases this is all that you need to get a payday loan. Now, please take a second to read the precautions.
About Texas Payday Loans
Payday loans can get you the money that you need, NOW! You might also know these loans as cash advances, they are short term loans where the money is deposited directly into your checking account. The payback term is set to coincide with your next paycheck or payday in most cases. You can use these types of loans to pay for emergency expenses, utility bills, doctor costs, rent or any other surprise Dallas expense fast. On payback of the loan, you will typically be charged a set fee. The effective APR can be high but it is often less than the cost of bank fess and late charges. To qualify for one of these loans, you only need a few things in most cases. You need to have an income, a checking account, a valid phone number, a social security number and you must be over the age of 18.
Payday loans are not a long term financial solution. They should only be used to handle a short term financial problem. If you need a long term loan or will not be able to pay back your payday loan in 2 to 4 weeks, you should seek another alternative.
Why Get A Quote Online?
Save Time & Money
No need to go into a brick and mortar store and waste your precious time and gas. No need to take off from work and lose the money that you need. This is about getting money after all and not spending it.
Money Is Deposited Directly
Your money will be deposited by your lenders directly into your account. No need to take a check down to the bank. The money will be ready to go to pay the bills that you need to deal with. If approved, you can have your money as soon as the next business day.
It Is Private & Secure
Nobody needs to know that you are getting a payday loan. Nobody needs to see you walk into a money store. You can do it all online from the privacy of your home or workplace. Our lenders use secure websites to keep your information private.
Better Approval Odds
We are not a direct lender which can be an advantage to you. We use a ping tree model to match you to a lender. You fill out one application which is sent from lender to lender until one is found that wants to work with you. This happens very quickly and it can save you hours of time versus going from website to website filling out applications. The service is always free to you and we are compensated by the lenders.
Payday Loan F.A.Q’s
How much will my loan cost me in fees and interest?
This will depend on the loan amount and your particular situation in Dallas. The best way to find out is to apply. All fees will be disclosed before you commit to the loan. Be sure to read all loan documents thoroughly and make sure you understand them before you commit to a loan.
What if I can not pay my loan back by the due date?
Your lender may be able to extend the loan or refinance it. You should call the lender who funded your loan as soon as you know that you will not be able to repay.
Can I qualify with bad or poor credit?
Do not pre-judge your credit. It costs nothing to apply. Every lender has different standards so even if you have been denied before, we may be able to get you to a lender who wants to work with you.
Does it take a long time to get an approval?
No, you can be approved in just few minutes. Lenders know that time is an issue and they try to move as fast as possible.
When can I get my money?
You may be able to get your loan proceeds as soon as the next business day.
How will I receive my money?
Your money will be deposited directly into your checking account after your application is approved. At the end of the term, the money will be automatically debited from the same account.
Where Can You Get A Payday Loan?
You can get a loan anywhere in the state with our help. Just fill out the quote form at the top of the page for more information.
About Texas Internet Loans
Will I get the same rates over the internet?
Yes, internet payday loans are treated like any other one that you might apply for at a cash store.
Is it hard to get approved?
No, although we are not lenders and can not guarantee credit approval. That being said, most people can easily get approved with just a job and a checking account.
Can I use a public computer?
Sure as long as you know it is secure. You will be putting your information out there, so make sure you can trust the computer.
Can I apply with a smart phone?
Absolutely, more and more people are using their phones to apply every day. Our quote form is mobile friendly.
How much can I get for an internet loan?
Just like every other Texas payday loan, you can get amounts under $1000. Higher amoutns would not be recommended dues to the short loan terms.
How long will my loan term be?
Most loans will be due 10 to 14 days from the time they are initiated. Make sure that you are aware of the due date before agreeing to a loan, your lender should give you all of the details.