Welcome to Lone Star Cash Services. We are excited to have the opportunity to help you meet your short term lending needs. We make it easy for you to get a quote on a cash advance or payday loan. Fill out one short form and if approved, review your offer. Ready to get started?
How Does It Work?
Simple, fill out one quote form and submit your information. Your information will be sent to a lender and if they want to work with you, they will send you an offer. If they decline, your information will be sent to another lender for approval. This is all automated and happens quickly. This is much faster than going from website to website filling out countless quote forms looking for an approval. If approved by a lender in the network, you will be sent an offer with all of the loan terms and rates. You will have an opportunity to review the offer before you decide whether or not to accept it.
About Payday Loans
Payday loans can get you the money that you need, NOW! You might also know these loans as cash advances, they are short term loans where the money is deposited directly into your checking account. The payback term is set to coincide with your next paycheck or payday in most cases. You can use these types of loans to pay for emergency expenses, utility bills, doctor costs, rent or any other surprise Dallas expense fast. On payback of the loan, you will typically be charged a set fee. The effective APR can be high but it is often less than the cost of bank fess and late charges. To qualify for one of these loans, you only need a few things in most cases. You need to have an income, a checking account, a valid phone number, a social security number and you must be over the age of 18.
Payday loans are not a long term financial solution in Dallas. They should only be used to handle a short term financial problem. If you need a long term loan or will not be able to pay back your payday loan in 2 to 4 weeks, you should seek another alternative.
Why Apply For A Loan Online?
Save Time & Money
No need to go into a brick and mortar store and waste your precious time and gas. No need to take off from work and lose the money that you need. This is about getting money after all and not spending it.
Money Is Deposited Directly
Your money will be deposited by your lenders directly into your account. No need to take a check down to the bank. The money will be ready to go to pay the bills that you need to deal with. If approved, you can have your money as soon as the next business day.
It Is Private & Secure
Nobody needs to know that you are getting a payday loan. Nobody needs to see you walk into a money store. You can do it all online from the privacy of your home or workplace. Our lenders use secure websites to keep your information private.
Better Approval Odds
We are not a direct lender which can be an advantage to you. We use a ping tree model to match you to a lender. You fill out one application which is sent from lender to lender until one is found that wants to work with you. This happens very quickly and it can save you hours of time versus going from website to website filling out applications. The service is always free to you and we are compensated by the lenders.
- How much will my loan cost me in fees and interest?
This will depend on the loan amount and your particular situation. The best way to find out is to apply. All fees will be disclosed before you commit to the loan. Be sure to read all loan documents thoroughly and make sure you understand them before you commit to a loan.
- What if I can not pay my loan back by the due date?
Your lender may be able to extend the loan or refinance it. You should call the lender who funded your loan as soon as you know that you will not be able to repay.
- Can I qualify with bad or poor credit?
Do not pre-judge your credit. It costs nothing to apply. Every lender has different standards so even if you have been denied before, we may be able to get you to a lender who wants to work with you.
- Does it take a long time to get an approval?
No, you can be approved in just few minutes. Lenders know that time is an issue and they try to move as fast as possible.
- When can I get my money?
You may be able to get your loan proceeds as soon as the next business day.
- How will I receive my money?
Your money will be deposited directly into your checking account after your application is approved. At the end of the term, the money will be automatically debited from the same account.