Lone Star Cash Services
Welcome to Lone Star Cash Services. We are excited to have the opportunity to help you meet your short term lending needs. Take a minute to learn about the different types of loans that you can use to pay for your emergency bills or expenses. When you are ready to get your cash, apply online to get you money quickly.
You might also know these as cash advances and these loans are short term loans where the money is deposited directly into your checking account. The payback term is set to coincide with your next paycheck or payday in most cases. You can use these types of loans to pay for emergency expenses, utility bills, doctor costs, rent or any other surprise Dallas expense fast. On payback of the loan, you will typically be charged a set fee. The effective APR can be high but it is often less than the cost of bank fess and late charges. To qualify for one of these loans, you only need a few things in most cases. You need to have an income, a checking account, a valid phone number, a social security number and you must be over the age of 18.
These loans are usually for higher dollar amounts than payday loans and will have a longer payback period. You may be required to make monthly or bi-weekly payments. To qualify, you will need the same things that you would need for a cash advance but the credit requirement might be higher.
- How much will my loan cost me in fees and interest?
This will depend on the loan amount and your particular situation. The best way to find out is to apply. All fees will be disclosed before you commit to the loan.
- What if I can not pay my loan back by the due date?
Most lenders offer you the ability to extend the loan or refinance it. You should call the lender who funded your loan as soon as you know that you will not be able to repay.
- Can I qualify with bad or poor credit?
Absolutely, as long as you meet the basic requirements, you can still most likely qualify.
- Does it take a long time to get an approval?
No, you should have a result within minutes of completing your application.
- When can I get my money?
Most lenders will be able to fund your loan on the next business day. Bank holidays may delay the deposit in some cases.
- How will I receive my money?
Your money will be deposited directly into your checking account after your application is approved. At the end of the term, the money will be automatically debited from the same account.